Life Insurance: Life insurance is an effective way to help protect your family's lifestyle and future. Plus the cash value in a whole life insurance policy can be accessed via policy loans and withdrawals can be used to help you supplement your retirement income. This cash value can also be accessed and used for other major life events and can play an important part in estate, business succession, or charitable giving plans.
Long-Term Care Insurance: Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.
Retirement Income: Preparing for retirement is easier with the help of our guaranteed^ lifetime income annuity products. You can select an immediate annuity1 that pays income right away, or a tax-deferred fixed annuity1 that allows you to set aside money until you need it. Either way, you will be assured a steady, dependable source of income for life.
Investments# - We offer comprehensive products and services to help you develop a sound, long-term investment strategy. You can choose from over 10,000 mutual funds, including self-directed, tax-deferred Individual Retirement Accounts (IRAs). We also offer products to fund plans for companies of all sizes, ranging from SIMPLE IRAs to full-service defined contribution and defined benefit plans.
Other Products: We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products.2 If we don't offer it, chances are we can assist you.
To learn more about our products and services, please feel free to give me a call or request a free consultation. I'll be happy to answer all your questions.
*Policy loans will accrue interest daily. Any outstanding loans plus interest will reduce the available cash surrender value and death benefit of the policy. Any loan interest that you do not pay will be added to the policy's outstanding loan principal and will also accrue interest daily.
# Securities products and services are offered by properly licensed Registered Representatives thorugh NYLIFE Securities LLC (member FINRA/SIPC), a Licensed Insurance Agency and a New York Life company. ^Guarantees are backed by the claims paying ability of the issuer.
1 Early withdrawals may incur charges. In addition to paing income taxes that may not be due distributions from annuities before 59 1/2 may also be subject to a 10% federal tax penalty.
2 Products available through one or more carriers not affiliated with New York Life; dependent on carrier authorization and product availability in your state or locality.
